Steph,
it's just my husband and me but we are very careful with our money, so we try to not buy groceries at Target unless it's their own brand, or on sale, bc that place seems to be more expensive that Safeway or King Soopers. We also cut coupons, and I make it a rule not to buy certain items unless I have coupons.. (those items are usually foods that I don't really 'need' anyways  )
You may also want to look into buying stuff in larger quantities (if you have room for storage) at Costco or whatever you may have in your area.
We like to limit our eating out to once/twice a week. Also, when I was a student on a tight budget abroad, I used to write down ALL my expenses. Maybe you should do that for a few weeks, and see where the money's going, and make adjustments where necessary/possible. Often little and at-a-first-glance-insignificant expenses like smoothie, coffee/tea, snack here and there, magazines, do add up, so by keeping track of all those as well, you might be able to get a better overview of all your expenses.
These are some of the things that worked for me in the past.
Hope this helps!
--------------------
nicky
Edited by nicky (05/12/04 09:20 AM)
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Re: Budget question mostly for moms.....or really any one who wants to answer!!!
