Because I signed the form from the hospital's risk management and legal department before the surgery, it was assumed as an "acceptable risk" I was taking by being intubated.
I'm sure other "acceptable risks" covered were uvula mutilation, adenoid harpooning, vocal chord severing, palate puncture, goblet sheering, tongue dismemberment and spontaneous neck explosion.
...And whatever other nonsense someone sitting at their computer can make up.
In my case, those horrible bastards are not liable at all, and it comes out of my own moth-infested wallet to fix my poor, sweet tooth (teeth, actually), which in the end did nothing to deserve this except smile sweetly at the anesthetist as I was being put under...
*sweet violins playing* *lump in every eye* *tear in every throat* Grumble, grumble.
P.S. (I should have opted for whistling insurance when I was considering turning pro back in the day. Another dream over for me now. OK, so I can't whistle. But the point is there.)