Make an appt with a loan officer. If you belong to a credit union or a bank, they may be able to make suggestions. They actually have some programs for lower-income people to buy houses. They will be able to pre-approve you so you will know what kind of price range you can look in for sure.
Luckily, Will was in the military right after school, before I met him, so he automatically qualified for a speical loan saved for military people. It was the only way we could afford our house, we didn't have to put any money down at all.
We live in royal oak Michigan and the housing in SO expensive here! Our house was almsot $140,000 and its built in 1922 and only 1,100 square feet! But, it is OURS, well technically I guess still the banks as it will take us 30 years to pay it off! We have all the taxes and insurance rolled right into our payment and we pay just over $1,200 a month. We would love a bigger house but just can't afford it!
-------------------- Taking it one day at a time.....
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Re: Home loan question ...
