I understand why you feel pressure...when I bought my first car in 2001, it was scary. It was the largest "committment" I ever had made, and the biggest purchase ever. It made me really nervous. I was buying a Saturn, didn't get the extended warranty (my dad told me not to, and when it comes to cars, what he says goes!), and have never had a problem. I'll be paid off this fall!! So...don't return the car. I still wouldn't get the extended warranty. And maybe sometime in the next 16 months, you can get a raise or a job that pays good!!