Reged: 06/20/04
Posts: 428
Loc: Western Washington
The best bet would be to check out reviews ... you can go to msn.com and select autos, then put in your year, make and model. Kelley Blue Book would work as well. If you go to google and search year, make and model you'll get a bunch of user reviews, from people who aren't likely to sugar-coat any problems the've had.
Gap insurance will cover my behind if I were to get into a major accident before the loan period is up. If the insurance company totalled out my car, and only gave me $6,000 for it but I still owe $13,000, then the gap insurance will make up for the difference. Because most loan companies figure that you won't continue to pay on your loan if you don't have the car anymore, and they will demand the balance of the loan right then and there. I bought the insurance from my dealership - I don't know if they provide it or if they are the middle-men
My accident was on Friday the 13th - I took my new car back to the dealership the day before to have my new radio put in, and drove to work in my old beater. A girl pulled out in front of me and I couldn't stop ... Totalled both our cars. You're so right - accidents are scary!