Irritable Bowel Syndrome Message Boards | Need Help

Hey Guys,

I'm looking for some advice from some of you regarding times of financial hardship. Basically, I haven't been out on my own that long (about 2 and half years) and everything was going smoothly until this past summer, but now I'm having a lot of trouble and having a hard time dealing with it. My family was fairly wealthy so I certainly never experienced any hardship at home, but now I've gotten into a bit of a pickle.

In short, I was put in the hospital back in August so I had to take a disability leave from work that last 3 months. During that time I was paid but only 55% of my regular salary...so I incurred a little bit of debt as a result (I have always been debt-free). Halfway through my leave, my bf lost his job altogether, and it took him almost five months to find something else. He doesn't have any credit and because of a large student loan he couldn't qualify for any, so again we had to use my credit to pay the bills. He's finally working again but wont be getting his first paycheque until early March, and the bills just keep mounting and I'm so stressed! He's not going to be making that much where he is (but enough for him to pay his half) but now I've accumulated debt that is making me nervous. I was always taught that debt was bad, and so I don't know how to handle it. Plus, I have to make sure I'm always making my payments, because I work for a large financial institution and you can actually be fired for having credit problems

So, any advice from someone who's been through a similar situation? Or just general advice, ways to cut-back and save money? Anything?

Thanks guys!
Kelly

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