Hey Girls, you're both in rotten situations right now, I'm sorry. I have worked in eye dr's offices for many, many years and have dealt with some crappy insurance things before. Nelly, your company is inexcusable for letting your insurance lapse!!!! If your company isn't moving in a very timely manner to sort the problem out, I would certainly be complaining about it! Since all your co-workers are in the same boat, maybe you could all get together and tell your employer if it isn't resolved very soon, you're all going to file a legal grievence or tell the people in charge, none of you are going to show up at work until its taken care. I realize you probably need your job and don't want to jepordize it but this is not right. You and your coworkers may want to consider calling a lawyer also if the company isn't resolving this.
I don't know a whole lot about workers comp. Unfortunately, I do know its up to the individual to know there own coverage, as far as what is and isn't covered and if you have to go to certain places. An insurance plan is an agreement between an individual and the insurance company, not the insurance company and dr's office. I know this is frustrating when your sick and need help but its not the dr's office's responsiblility to know your insurance plan. With that being said, it would certainly seem that if you were injured at work, than workers comp should be liable for anything not covered by your insurance. It would seem that your employer should be able to help you out on this matter since it did happen at work! I have had to deal with many rude people at insurance companies myself and its no fun at all! I hope you get this mess sorted out soon!
-------------------- Taking it one day at a time.....
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