Irritable Bowel Syndrome Message Boards | Re: Insurance

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Re: Insurance - what to do
03/28/04 03:14 PM

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Hi bearyd

I am assuming you have a PPO type insurance and not a HMO otherwise you would not be able to just go straight to a specialist, HMO you would have to see a regular Dr. first.
Anyway for the most part if not all ins. company's it doesn't matter if you think you have IBS for 9 months, that's not pre-existing, what is pre-existing is if you have already been treated by a Dr. for the IBS. That is when it becomes pre-exising. If you had a HMO it would not matter if it had been pre-existing or not. I set up our company's insurance and that's the way so far it has worked.
Insurance company's usually go by the Dr. bills they are sent not what info. you discuss with your Dr. That stuff usually is not sent in with the bills.
Good Luck with your Dr. visit. Hope this helps.

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Entire thread

Insurance - what to do
bearyd
03/27/04 10:13 AM

Re: Insurance - what to do

03/28/04 03:14 PM

Pre-Existing Condition?
Bevvy
03/27/04 12:32 PM

Re: Insurance - what to do
StephS
03/27/04 10:51 AM

Re: Insurance - what to do
chinagrl
03/27/04 12:36 PM

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