Our blue cross premiums keep going up and up and up. Its up to $872 a month. Well, today, I got a huge packet in the mail that they are decreasing our benefits!! We used to have a $20 office visit copay, up to $40 now. They used to pay 100% of lab work and hospital, now only 80%. I have to have blood drawn every 3-4 weeks to monitor my blood and liver from the drugs I am on.
Speaking of drugs, I used to have a three tier copay, $10 for generic, $20 for preferred brands and $40 for non prefered stuff, which most of my drugs are. We used to be able to mail in and get three months for one copay. Now, they raised it to $10, $30 and $60 and the mail in is a double copay. I figure its going to cost me another $300 a month or so JUST in drug co pays!!!! I have no idea what the blood work is going to run every month and I usually have 2-3 doctor visits a month so thats another $60 increase!!!
No other insurance company will take me though because of my pre-existing ra!!! I'm going to be paying more each month for medical care than I am for my house payment!  As if having a crappy illness isn't enough, now I have to figure out how not to go bankrupt paying for it. 
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Taking it one day at a time.....
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Stupid health insurance rant!
